8 Ways to Save Money on Moving Expenses

Moving can be stressful and costly, but with the right strategies, you can save money and stay organised. Here are 10 practical tips to cut down your moving expenses in New Zealand:

1. Set a Budget: Plan your expenses, from movers to packing supplies, using tools like Sorted.org.nz or Work and Income’s budget worksheet. Allocate 10–15% extra for unexpected costs.

2. Use Movinghub: This free service helps you set up utilities and find deals on services like cleaning and storage.

3. Borrow Packing Supplies: Rent or borrow boxes and use household items like towels for padding. Check supermarkets or community groups for free supplies.

4. Move During Off-Peak Times: Schedule your move on weekdays or in winter to take advantage of lower rates.

5. Declutter and Sell Items: Reduce moving costs by selling or donating items you don’t need. Use platforms like Trade Me or Facebook Marketplace.

6. DIY Packing and Assembly: Pack your belongings and handle furniture assembly yourself to avoid extra charges.

7. Share Truck Space: Save on transport by sharing a moving truck with others heading in the same direction.

8. Get Moving Insurance: Check your current policy or purchase additional coverage to protect your belongings during transit.

Key takeaway: Careful planning, early preparation, and resourcefulness can help you save money and reduce stress during your move. Start early and take advantage of free or low-cost resources.

1. Set Up a Moving Budget in NZD

Planning your move starts with setting up a detailed budget to avoid any surprise costs. Begin by figuring out how much money you have available for the move. Then, break down potential expenses like removalist fees, packing supplies, cleaning products, meals on moving day, income loss, and temporary accommodation. Free budgeting tools can make this process much easier.

For example, Sorted.org.nz offers a handy "Budget planner" tool. You can input your income and expenses, and it will generate a clear breakdown in either a graph or list format. It even allows you to download the results as a PDF or CSV file for easy reference ^[2].

Another option is the "Moving Budget Worksheet" from Professionals New Zealand. This free tool (available after registration) helps you calculate the total costs of your current living situation, your next home, and even the selling process ^[1].

Work and Income also provides a "Budget worksheet" that organises your income and expenses into weekly, monthly, and yearly sections. This can give you a better understanding of your cash flow and help you plan accordingly ^[3].

It’s a smart idea to set aside an extra 10–15% of your budget for unexpected expenses. Moves don’t always go as planned, and having this cushion can save you from making rushed, costly decisions. To avoid temptation, consider keeping these extra funds in a separate account, reserved specifically for emergencies.

Lastly, make sure to track every expense during the move. This will help you stay on budget and provide valuable insights for any future moves.

2. Use Movinghub for Utility Setup and Address Updates

Dealing with multiple utility companies can be a hassle, not to mention a drain on your time and energy. That’s where Movinghub steps in. This free service takes care of your utility connections, helping you save time and even discover better deals with some of New Zealand's top providers ^[12].

Forget about long hold times - Movinghub assigns you a dedicated Movologist. This expert handles all the heavy lifting, arranging connections for essential services like electricity, gas, LPG, broadband, phone, and SKY TV. Whether you’re transferring your existing accounts or starting fresh, they’ve got you covered.

Getting started is simple. Call 0800 MOVE NZ (0800 6683 69) or complete the online form, and your Movologist will get to work coordinating everything. Many customers have shared how this service has made their move smoother and less stressful.

Take Karen Abel, for example. In July 2025, she described Movinghub as a "one-stop shop" that significantly reduced the stress of her move ^[13]. Similarly, Tania Mark, a repeat user, highlighted how Movinghub’s help with electricity and broadband allowed her to focus on other important moving tasks ^[13].

But Movinghub doesn’t stop at utilities. They can also arrange quotes for services like cleaning, removalists, insurance, storage, locksmiths, and gardening. This bundling option can help you secure better rates and streamline your moving process.

With a stellar 4.9 rating on Trustpilot from 434 reviews ^[11], Movinghub is a trusted choice for many. Just keep in mind that electricity and gas connections typically take up to three business days, while standard broadband setup may require 7–10 working days.

3. Rent or Borrow Packing Materials

Packing supplies can be surprisingly expensive, with boxes, bubble wrap, and tape quickly adding up. Instead of buying everything new, think about renting reusable packing materials or borrowing from friends or family who’ve recently moved.

In New Zealand, many storage facilities and moving companies offer rental options for sturdy plastic crates and moving boxes. These are not only more affordable than buying new but also a great eco-friendly choice, as they can handle heavier items and reduce waste.

You can also find free packing supplies if you know where to look. Local supermarkets like Woolworths and New World often give away strong cardboard boxes, especially produce boxes. Liquor stores are another good option, as their boxes often come with handy handles.

Community groups and neighbourhood apps are excellent resources for tracking down leftover moving supplies, often free of charge. Old newspapers, towels, blankets, and clothing can also double as padding for fragile items - no need to spend extra on bubble wrap.

For specialised items, such as wardrobe boxes or dish packs, check with your moving company. Many offer package deals that include packing materials, which can save you both money and time compared to sourcing everything separately.

The trick is to plan ahead. Start gathering materials weeks before your move, and you’ll likely have everything you need without spending much. This approach not only saves money but also complements earlier efforts to stick to your moving budget.

4. Schedule Your Move During Quiet Periods

Planning your move at the right time can help you save a lot on moving costs. In New Zealand, moving companies adjust their prices based on demand, with weekends, holidays, and busy times of the year often being the most expensive.

Moving during weekdays is one of the easiest ways to cut costs. According to New Zealand Movers, "Many moving companies offer discount rates for weekday moves, so it's definitely something to consider when moving to a new place" ^[14]. Generally, the best days to move are Tuesday through Thursday, as demand is at its lowest.

Seasonal considerations also play a big role in controlling expenses. Keep It Moving Movers highlights, "By scheduling your move during the off-peak season, such as in the month of August, you can take advantage of lower rates and increased availability of moving services" ^[15]. In New Zealand, the winter months - especially July and August - tend to have the lowest demand. Moving during this time not only reduces costs but also helps you avoid traffic congestion.

Another advantage of moving during quieter times is that it can make the process faster. Weekday moves in winter often mean less traffic, which can reduce the time your movers spend on the job, potentially lowering any hourly charges. Plus, you'll have more options for scheduling and might even be able to book last-minute without the usual stress.

To maximise your savings, it’s a smart idea to book your moving service early, especially once you've decided on a quiet period. This ensures you lock in lower rates before the busier times - like the end-of-year holidays or university move-in dates - drive prices up. Don’t hesitate to ask moving companies directly about seasonal promotions or discounts they may offer during slower months.

Even being flexible by a few days can lead to better deals and help keep your move well within your budget.

5. Sort Through Items and Sell What You Don't Need

Cutting down on your belongings is one of the easiest ways to lower moving costs. Every extra box, piece of furniture, or gadget adds to the expense - whether you're charged by weight, volume, or the time it takes to load and unload. By decluttering before the move, you not only save money but also make the entire process much simpler.

Start sorting through your belongings about 6–8 weeks before moving day. Go room by room and divide your items into three categories: keep, sell, and donate.

Focus on selling high-value items like electronics, furniture, appliances, and designer clothing. These tend to reduce bulk the most and can fetch a good price if they're in great condition and there's demand. For example, that blender you never use, the extra chair in the corner, or the old TV you upgraded from could all find new homes while putting some extra cash in your wallet.

Online marketplaces are your best bet for reaching buyers. In New Zealand, Trade Me is a go-to platform with millions of active users browsing daily. Facebook Marketplace is another excellent option, especially for larger items like furniture, where buyers often prefer to inspect before committing. If you’re offloading books, CDs, or DVDs, look into niche platforms that cater to these specific items.

If you want to clear out smaller items quickly, a weekend garage sale can be a great option. Price items to sell rather than maximise profit, as the goal here is to reduce clutter. Garage sales are a popular Kiwi tradition, and you’ll likely see families browsing for household goods, kids’ toys, and books.

Timing your sales strategically can also help. Electronics and outdoor gear tend to sell better in spring and summer when people are gearing up for outdoor activities. Winter clothing moves faster in autumn, while holiday decorations are most sought after just after Christmas when people are planning ahead for the next festive season.

Heavy items like books, CDs, and DVDs can be surprisingly costly to move and often have low resale value. Instead of dragging them along, consider donating them to local libraries or charity shops. Some organisations even provide tax-deductible receipts, giving you a small financial benefit while lightening your load.

For anything that doesn’t sell, donating is a better option than moving items you no longer need. Charities like The Salvation Army, Red Cross shops, and local organisations often accept a wide range of items. Many even offer pickup services for larger donations, saving you time while supporting a good cause.

6. Use Apps and Websites to Find Better Deals

Online platforms make comparing moving quotes a breeze, and this convenience can lead to real savings.

Take Movingle, for instance - it allows you to submit your moving details just once and receive up to five personalised quotes ^[16]. MovingPros boasts that users can "Save Up To 70% On Your Move" by comparing options on their site ^[17]. Then there’s Wise Move, which has an impressive rating of 9.6 from 44,399 reviews. They focus on fixed pricing with no hidden fees and optimise routes to keep delivery costs low. Over 85% of their customers even recommend the service to family and friends ^[18].

Beyond just moving quotes, apps like Movinghub go a step further by comparing utility providers and home services, helping you cut down on setup costs as well.

To get the best deals, gather your key moving details - pickup and delivery addresses, date, inventory, and any special requirements. Submit this information to two or three comparison platforms to explore all the options available in your area.

7. Do Your Own Packing and Furniture Assembly

Taking on the packing and furniture assembly yourself can make your move more cost-effective and manageable. Skipping professional services for these tasks helps you dodge the high hourly rates movers often charge.

Packing your own belongings not only saves money but also gives you complete control over how your items are handled. You can ensure fragile items are carefully protected while packing other items more efficiently. Start early - begin with non-essential items like seasonal clothes, books, and decorations a few weeks before moving day. Leave daily essentials for last. This gradual approach helps you stay organised and stress-free.

To pack effectively, gather the right supplies and follow smart techniques. Wrap breakable items carefully, fill empty spaces in boxes to prevent shifting, and label each box with its contents and destination. Medium-sized boxes are usually your best bet - they’re easier to carry when full and sturdy enough to handle weight.

Once your packing is sorted, shift your focus to furniture assembly and disassembly. Many moving companies charge extra for this, so doing it yourself can lead to significant savings. Modern flat-pack furniture is designed to be taken apart and reassembled without too much hassle. Keep screws, bolts, and other small parts in labelled bags attached to the furniture pieces they belong to - it’ll save you time and frustration later.

For complex items, snap a few photos with your phone before taking them apart. These pictures can act as a handy guide when it’s time to put everything back together. While it might take a bit more effort, the savings and sense of accomplishment can make it worthwhile.

To lighten the load, consider asking family or friends for help. Offering some snacks or drinks as a thank-you can go a long way. With a bit of planning and teamwork, what might seem like a daunting task can actually become a more enjoyable part of your moving experience.

8. Share Truck Space with Other Movers

Sharing truck space with other movers is like carpooling for your household items - it’s a smart way to save on transport costs. Instead of paying for an entire truck, you’re only charged for the space your belongings take up. Many moving companies offer this option when their trucks aren’t fully loaded and are travelling along similar routes.

However, shared truck services do require some flexibility with your timeline. Since the truck makes multiple stops to pick up and drop off other loads, your delivery might take a little longer. If you’re okay with living off essentials while waiting for your belongings, this can be a budget-friendly solution.

To get started, reach out to local moving companies and ask about consolidated services. You can also check online platforms or community notice boards for shared load opportunities.

For peace of mind, take photos of your inventory and make sure your insurance policy covers shared loads. Clearly label your items to prevent mix-ups during loading and unloading. This approach works especially well for smaller moves, helping you cut costs without compromising on care.

8. Check Moving Insurance Options

Sorting out moving insurance can save you a lot of hassle - and money - down the line. Many people assume their standard home and contents insurance will cover their belongings during a move, but that's not always the case. Without proper coverage, your items could be left unprotected in transit.

Start by reviewing your current contents insurance policy. Some New Zealand insurers, like AA Insurance and AMI, provide temporary coverage for items at both your old and new addresses for up to 21 days ^[22][23]. Additionally, many policies extend protection to belongings stored in commercial storage facilities for up to six months ^[20][21][23].

It's worth giving your insurer a call to discuss your moving plans. They can confirm what your policy covers and may even offer discounts on add-on transit coverage. This simple step could save you from paying for unnecessary duplicate insurance.

If your current policy doesn't provide enough coverage, look into additional options. Basic restricted coverage usually costs about 1% of your insured value and offers compensation of around 60 cents per pound ^[19]. For more comprehensive protection, expect to pay between NZ$1.25 and NZ$1.70 per NZ$100 of item value, with a typical NZ$250 excess ^[19]. For domestic moves, comprehensive insurance generally amounts to 1–2% of your total insured value.

Professional packing services can also impact your insurance costs. For example, Vero reduces the excess on domestic moves from NZ$500 to NZ$100 if you opt for professional packing ^[20]. While this adds to your upfront costs, it often balances out by lowering your excess and providing better protection.

Keep in mind that New Zealand moving companies can legally limit their liability for damages unless you purchase additional coverage ^[19]. Since insurance can be a revenue stream for these companies, don’t hesitate to negotiate on premiums ^[19].

Finally, calculate your sum-insured value carefully. You can estimate a lump sum (NZ$2,500–NZ$3,500 per cubic metre) or create a detailed inventory ^[19]. The latter is a better option if you want to avoid over-insuring everyday items while still ensuring your more valuable possessions are adequately covered.

Conclusion

Careful planning is the key to keeping moving costs under control. The ten methods discussed earlier can help you save a considerable amount while ensuring your move remains efficient and hassle-free. Getting a head start on planning is your greatest asset - whether it’s creating a detailed budget in New Zealand dollars, scheduling your move during off-peak times, or exploring insurance options well before the big day.

Combining multiple cost-saving strategies often delivers the best results. Let’s revisit how these approaches work together: planning ahead cuts down unnecessary expenses and making use of available resources helps keep costs manageable while simplifying the process.

Don’t underestimate the impact of small savings - they add up quickly. Borrowing boxes from friends, assembling your own furniture, or sharing a moving truck with others may seem minor, but these actions can significantly reduce your expenses. Additionally, understanding your insurance needs ensures you avoid paying for unnecessary coverage while still protecting your belongings.

It’s important to remember that moving costs go beyond hiring a truck or removal company. Account for all related expenses - such as packing materials, potential storage fees, and insurance premiums. By addressing each category methodically, you can sidestep unexpected charges that could derail your budget. These small but consistent savings make your move more affordable and less stressful.

The time and effort you invest in researching and applying these strategies will pay off - not only in your bank account but also in making the entire process smoother. Start early, stay organised, and don’t hesitate to negotiate - these simple steps will help you achieve a budget-friendly move without sacrificing quality or peace of mind.

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